Tired of
getting denied
for apartments, cars, and credit cards because of old mistakes on your report?
Stop letting bad credit hold you back. Experience fast results, higher scores, and real credit transformation in as little as 30 days.
Collections
Late Payments
Repossessions
Charge-Offs
Hard Inquiries
Bankruptcies
✔ Trusted Dispute Process
✔ Secure Client Portal
✔ Results-Focused Strategy
✔ 30-Day Progress Updates
Tired of
getting denied
for apartments, cars, and credit cards because of old mistakes on your report?
Stop letting bad credit hold you back. Join thousands of clients who have trusted Waves Credit Repair to improve their scores, challenge negative items, and unlock better approval odds in as little as 45 days.
Collections
Late Payments
Charge-Offs
Repossessions
Hard Inquiries
Bankruptcies
✔ Trusted Dispute Process
✔ Secure Client Portal
✔ Results-Focused Strategy
✔ 30-Day Progress Updates
Credit Challenges We
Help Resolve
Waves Credit Repair helps wash away inaccurate, unfair, and unverifiable negative items by leveraging consumer
protection laws to challenge creditors and all three credit bureaus. Our goal is to help ensure your credit report is accurate,
fair, and working for you - not against you.
What We Remove:
Collections
Repossessions
Hard Inquiries
Bankruptcies
Medical Bills
Charge- Offs
Late Payments
Student Loans
Evictions
Child Support
Old Addresses
This isn’t just about a credit score.
Qualify For Homes & Apartments
Drive Away With Better Financing
Unlock Higher Credit Limits
Save Thousands
Credit Challenges We
Help Resolve
Waves Credit Repair helps wash away inaccurate, unfair, and unverifiable negative items by leveraging consumer protection laws to challenge creditors and all three credit bureaus. Our goal is to help ensure your credit report is accurate, fair, and working for you - not against you.
What We Remove:
Collections
Repossessions
Hard Inquiries
Bankruptcies
Medical Bills
Charge- Offs
Late Payments
Student Loans
Evictions
Child Support
Old Addresses
This isn’t just about a credit score.
QUALIFY FOR HOMES & APARTMENTS
DRIVE AWAY WITH BETTER FINANCING
UNLOCK HIGHER CREDIT LIMITS
SAVE THOUSANDS
Qualify For Homes & Apartments
Drive Away With Better Financing
Unlock Higher Credit Limits
Save Thousands
Real Credit Repair Results
Every report tells a story of improved credit health and new financial opportunities.
Here’s Exactly
How The Process Works
Step 01
Choose Your Program
Select the credit repair plan that fits your goals and current situation. Whether you’re just getting started or need advanced help, we have an option designed for you.
Step 02
Complete Secure Onboarding
Once you sign up, you'll get secured access to your client portal, we'll guide you through a quick and easy onboarding process. You’ll securely Submit your ID, proof of address, and SSC details so we can start building your personalized strategy.
Step 03
We Start Challenging
Negative Items
Our experts use powerful consumer protection laws to challenge and remove inaccurate, unverifiable, or unfair negative items on your credit reports. We handle the process for you, saving you time and effort.
Step 04
ENJOY THE RESULTS
You'll receive updates every 30 days as items are deleted. As your credit improves, you’ll start seeing new opportunities open up. Better approvals, lower rates, and more financial freedom this is where it all pays off.
CHOOSE YOUR PROGRAM & GET STARTED TODAY
Credit Cleanse Package $297
Credit Cleanse Program
$397
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
Credit Cleanse Program
Credit Cleanse Couples Package
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
24HR CHEXSYSTEMS REMOVAL
What’s Included :
ChexSystems Report Review
24-Hour Processing Start
Verification & Dispute Assistance
Bank Account Denial Analysis
Personalized Removal Strategy
Fast-Track Case Handling
ChexSystems Records, Bank Account Denials, Unpaid Bank Fees, Overdraft Reporting, Account Closures, Returned Checks, Negative Banking History, and Related Reporting Issues.
Credit Cleanse Program
$397
Org Price $750
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
90 Day Money Back Guarantee if No Deletions
Credit Cleanse Couples Package
$697
Org Price $1150
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
90 Day Money Back Guarantee if No Deletions
24HR CHEXSYSTEMS REMOVAL
$297
Org Price $550
What’s Included :
ChexSystems Report Review
24-Hour Processing Start
Verification & Dispute Assistance
Bank Account Denial Analysis
Personalized Removal Strategy
Fast-Track Case Handling
ChexSystems Records, Bank Account Denials, Unpaid Bank Fees, Overdraft Reporting, Account Closures, Returned Checks, Negative Banking History, and Related Reporting Issues.
90 Day Money Back Guarantee if No Deletions
110% Money-Back Guarantee
We are confident in our ability to help improve your credit profile. If you complete your program and we are unable to deliver results, you may qualify for our 110% Money-Back Guarantee.
Your success is our priority, and we're committed to helping you achieve the financial opportunities you deserve.
Credit Cleanse Package $297
CHOOSE YOUR PROGRAM
& GET STARTED TODAY
GOLD Credit Cleanse Program
$397
Org Price $750
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
90 Day Money Back Guarantee if No Deletions
Credit Cleanse Couples Package
$697
Org Price $1150
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
90 Day Money Back Guarantee if No Deletions
24HR CHEXSYSTEMS REMOVAL
$297
Org Price $550
ChexSystems Records, Bank Account Denials, Unpaid Bank Fees, Overdraft Reporting, Account Closures, Returned Checks, Negative Banking History, and Related Reporting Issues.
What’s Included :
ChexSystems Report Review
24-Hour Processing Start
Verification & Dispute Assistance
Bank Account Denial Analysis
Personalized Removal Strategy
Fast-Track Case Handling
30 Day Money Back Guarantee if No Deletions
110% Money-Back Guarantee
We are confident in our ability to help improve your credit profile. If you complete your program and we are unable to deliver results, you may qualify for our 110% Money-Back Guarantee.
Your success is our priority, and we're committed to helping you achieve the financial opportunities you deserve.
Credit Cleanse Package $297
Credit Cleanse Program
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
Credit Cleanse Couples Package
What’s Included :
6 Rounds of Aggressive Disputes
3 Bureau Reports & Scores
Credit Updates Every 30 Days
Free Credit Action Plan
24/7 Access to Client Portal
Email / Text Notifications
Dispute of ALL negative items - Collections, Repos, Late Payments, Charge Offs, Inquiries, Bankruptcy, Medical Bills, Child Support, Student Loans, Evictions
24HR CHEXSYSTEMS REMOVAL
What’s Included :
ChexSystems Report Review
24-Hour Processing Start
Verification & Dispute Assistance
Bank Account Denial Analysis
Personalized Removal Strategy
Fast-Track Case Handling
ChexSystems Records, Bank Account Denials, Unpaid Bank Fees, Overdraft Reporting, Account Closures, Returned Checks, Negative Banking History, and Related Reporting Issues.
110% Money-Back Guarantee
We are confident in our ability to help improve your credit profile. If you complete your program and we are unable to deliver results, you may qualify for our 110% Money-Back Guarantee.
Your success is our priority, and we're committed to helping you achieve the financial opportunities you deserve.
Credit Cleanse Package $297
Original Price $497
What’s Included:
Disputes Across All 3 Bureaus
Up To 6 Rounds of Disputes
Negative Item Challenges
Client Portal Access
Credit Monitoring Guidance
Personalized Action Plan
Progress Updates Every 30 Days
Email & SMS Notifications
To ensure quality and personalized attention, we only accept a limited number of new clients monthly.
Meet The Founder
Airreal burnett.
I didn’t grow up understanding how credit really worked-and like many people, I learned through experience. Being denied for things I knew I deserved showed me one thing: credit isn’t just a number, it’s access… and mine wasn’t opening the right doors.
So I mastered it.
What started as late nights studying consumer law, dispute strategies, and how the bureaus really operate turned into a proven system that’s helped hundreds of clients remove negative accounts and position themselves for real approvals. Waves Credit Repair was built from that purpose—not just to fix credit, but to elevate lives.
Today, my team and I help everyday people go from:
denied → approved
confused → educated
stuck → in control
My philosophy is simple:
Credit is a tool—use it, don’t let it use you
You deserve access to the life you’re building
When your credit changes, your opportunities change
If you’re ready for a real reset and a strategy that actually works, you’re in the right place.
Welcome to Waves Credit Repair
where your approval journey begins.
Meet The Founder
Airreal burnett.
I didn’t grow up understanding how credit really worked-and like many people, I learned through experience. Being denied for things I knew I deserved showed me one thing: credit isn’t just a number, it’s access… and mine wasn’t opening the right doors.
So I mastered it.
What started as late nights studying consumer law, dispute strategies, and how the bureaus really operate turned into a proven system that’s helped hundreds of clients remove negative accounts and position themselves for real approvals. Waves Credit Repair was built from that purpose—not just to fix credit, but to elevate lives.
Today, my team and I help everyday people go from:
denied → approved
confused → educated
stuck → in control
My philosophy is simple:
Credit is a tool-use it, don’t let it use you
You deserve access to the life you’re building
When your credit changes, your opportunities change
If you’re ready for a real reset and a strategy that actually works, you’re in the right place.
Welcome to Waves Credit Repair
where your approval journey begins.
WHY CHOOSE WAVES & WEALTH?
Results in as littel as 30-45 days
Our proven dispute strategy is fast, strategic,and legally backed-built to create
Millions of NegativeItems Removed
From collections to late payments and inquiries,
we've helped clients remove damaging items and rebuild stronger credit profiles.
Thousands of Client Success Stories
Join thousands who've improved their scores, secured approvals, and taken control of their financial future.
Done-For-You. Fully
Transparent. Fully Compliant.
Our proven dispute strategy is fast, strategic, and legally backed-built to create momentum quickly, not months later.
WHY CHOOSE WAVES &
WEALTH?
Results in as littel as 30-45 days
Millions of NegativeItems Removed
Thousands of Client Success Stories
Done-For-You. Fully
Transparent. Fully Compliant.
Clients Who Were Exactly Where You Are Until They Decided to Stop Waiting
Real client success stories
Join Our Facebook Community
See more real client transformations, stay in the loop on exclusive offers, and gain access to our private giveaways.
Join Our Facebook Community
See more real client transformations, stay in the loop on exclusive offers, and gain access to our private giveaways.
Frequently Asked Questions
Do I Need a Consultation?
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done without having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/wavesandwealthconsulting/15-minute-credit-consultation
How Long Does It Takes to see Results ?
Every credit profile is different, but many clients start seeing changes within the first 30–45 days. The key is consistency — stay the course and the results will follow!
How Can I Improve My Credit Faster While Working With You?
For the best results while we work on your credit, we recommend paying your credit card balances down to 10% utilization or lower, adding positive credit activity, and maintaining on-time payments. Our process works best when your actions align with our strategy.
Where Can I Access My Credit Reports ? Is there a Fee ?
We use ScoreFusion because it gives you access to all three credit reports - Experian, Equifax, and TransUnion - in one convenient place. While there’s no monthly fee for our credit repair services, ScoreFusion does have a small monthly $29.99 subscription to keep your reports updated every 30 days. 👉 Please note: we cannot begin or continue disputes without active monitoring. Consistent access to your reports allows us to ensure accuracy, move faster, and keep you on track toward your credit goals
What Documents Do You Need From Me to Get Started ?
Once you complete your intake form, be sure to check your email for your onboarding details and login information 💕
After you set up your credit monitoring account and verify your profile, you’ll be asked to upload a few documents:
• Valid photo ID 🪪
• Social Security card
• Utility bill or bank statement (for proof of address)
Once that’s done, we can officially get started on your file.
Frequently Asked Questions
Do I Need a Consultation?
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done without having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/wavesandwealthconsulting/15-minute-credit-consultation
How Long Does It Takes to see Results ?
Every credit profile is different, but many clients start seeing changes within the first 30–45 days. The key is consistency — stay the course and the results will follow!
How Can I Improve My Credit Faster While Working With You?
For the best results while we work on your credit, we recommend paying your credit card balances down to 10% utilization or lower, adding positive credit activity, and maintaining on-time payments. Our process works best when your actions align with our strategy.
Where Can I Access My Credit Reports ? Is there a Fee ?
We use ScoreFusion because it gives you access to all three credit reports - Experian, Equifax, and TransUnion - in one convenient place. While there’s no monthly fee for our credit repair services, ScoreFusion does have a small monthly $29.99 subscription to keep your reports updated every 30 days. 👉 Please note: we cannot begin or continue disputes without active monitoring. Consistent access to your reports allows us to ensure accuracy, move faster, and keep you on track toward your credit goals
What Documents Do You Need From Me to Get Started ?
Once you complete your intake form, be sure to check your email for your onboarding details and login information 💕
After you set up your credit monitoring account and verify your profile, you’ll be asked to upload a few documents:
• Valid photo ID 🪪
• Social Security card
• Utility bill or bank statement (for proof of address)
Once that’s done, we can officially get started on your file.
Copyright © 2026 Waves & Wealth Consulting
All rights reserved.
Disclaimer : This website and its products are not affiliated with or endorsed by Instagram, Facebook, Meta, or any other social media platform. All trademarks belong to their respective owners. Credit Results vary based on your individual credit profile, reporting accuracy, creditor responses, and implementation of recommendations provided by your specialist.